Hey Dario! Hope all is well with you. We appreciate your due diligence and hard work in understanding this Rubix Cube of information overload!

Background. Some of us got out of the market when the DOW was in the 28k range (About 2 years ago). As you know since then the FED aggressively hiked rates to 5-5.25%. Now, last September the FED cut rates by 50 points with expectations of further cuts totaling another 50BPS before the year is out.

With that being said some investors invested in heavily shorted stocks (you know which ones!), precious metals, SLV and money market accounts. 

Since we know the market is broken and we can't exactly time it, what would be a prudent move with regards to funds parked in Money Market Accounts? 

Looking at the charts, historically, when the FED did 200BPS cuts there was always a recession that followed within 12 months.

So, would it be better to leave the cash parked in the money market, lose a little yield overtime and wait for the market crash to then deploy the cash back into the market or lock those funds in shorter maturing T-Bills and CDs to avail of the higher rates but keep the funds locked up? 

Another ingredient to this mess is that there is still an inversion in the yield curve... So, is it possible that the FED does a plot twist and actually HIKE the rates due to inflation?

Dang, you got an extra Tylenol? 

crazy times!

Thanks!